ONE BTC
Let's adjust the model to start withdrawals in 2028, assuming BTC reaches $250,000 in 2025. We will calculate the value of your BTC holdings and the amount you can withdraw each year for the next 30 years, with no withdrawals for the first 3 years (2025-2027).
Initial Values
- Initial BTC Holding: 1 BTC
- BTC Price in 2025: $250,000
- Annual Growth Rate: 15%
- Annual Withdrawal Rate: 6.9%
- No Withdrawals for the First 3 Years
Projection Table
| Year | BTC Price ($) | Portfolio Value Before Withdrawal ($) | Withdrawal ($) | Portfolio Value After Withdrawal ($) | Remaining BTC |
|---|---|---|---|---|---|
| 2025 | 250,000 | 250,000 | 0 | 250,000 | 1.0000 |
| 2026 | 287,500 | 287,500 | 0 | 287,500 | 1.0000 |
| 2027 | 330,625 | 330,625 | 0 | 330,625 | 1.0000 |
| 2028 | 380,219 | 380,219 | 26,235.12 | 354,054 | 0.9304 |
| 2029 | 437,251 | 407,157 | 28,094.85 | 379,062 | 0.8672 |
| 2030 | 502,838 | 435,002 | 30,015.14 | 404,987 | 0.8056 |
| 2031 | 578,264 | 465,735 | 32,138.79 | 433,596 | 0.7496 |
| 2032 | 664,004 | 499,635 | 34,474.25 | 465,161 | 0.7005 |
| 2033 | 762,604 | 537,935 | 37,118.56 | 500,817 | 0.6566 |
| 2034 | 876,994 | 582,606 | 40,197.23 | 542,409 | 0.6183 |
| 2035 | 1,008,543 | 633,952 | 43,744.71 | 590,207 | 0.5847 |
| 2036 | 1,159,825 | 693,026 | 47,819.83 | 645,206 | 0.5554 |
| 2037 | 1,332,798 | 761,087 | 52,523.98 | 708,563 | 0.5297 |
| 2038 | 1,532,718 | 839,847 | 57,949.43 | 781,898 | 0.5071 |
| 2039 | 1,762,626 | 930,182 | 64,183.55 | 865,998 | 0.4871 |
| 2040 | 2,027,019 | 1,035,497 | 71,449.73 | 964,047 | 0.4691 |
| 2041 | 2,330,071 | 1,157,654 | 79,380.14 | 1,078,273 | 0.4530 |
| 2042 | 2,679,582 | 1,298,614 | 89,403.36 | 1,209,211 | 0.4386 |
| 2043 | 3,080,519 | 1,460,856 | 100,803.97 | 1,360,052 | 0.4259 |
| 2044 | 3,543,596 | 1,647,609 | 113,694.96 | 1,533,914 | 0.4146 |
| 2045 | 4,075,135 | 1,862,606 | 128,606.81 | 1,734,000 | 0.4047 |
| 2046 | 4,691,405 | 2,110,100 | 145,046.91 | 1,965,053 | 0.3959 |
| 2047 | 5,394,115 | 2,394,303 | 163,206.20 | 2,231,097 | 0.3882 |
| 2048 | 6,203,232 | 2,720,156 | 183,192.78 | 2,536,963 | 0.3813 |
| 2049 | 7,133,717 | 3,092,498 | 205,292.82 | 2,887,205 | 0.3754 |
| 2050 | 8,203,774 | 3,518,286 | 229,761.20 | 3,288,525 | 0.3701 |
| 2051 | 9,434,340 | 4,003,879 | 256,267.92 | 3,747,611 | 0.3656 |
| 2052 | 10,849,491 | 4,556,084 | 285,369.79 | 4,270,714 | 0.3616 |
| 2053 | 12,476,915 | 5,181,052 | 316,991.16 | 4,864,061 | 0.3582 |
With an initial holding of 1 BTC at a projected price of $250,000 in 2025, assuming a 15% annual growth rate and withdrawing 6.9% annually starting from 2028, you will have approximately 0.35 BTC left after 30 years.
The value of your remaining BTC in 2053 would depend on the BTC price at that time, which we estimated to be $12,476,915, resulting in a portfolio value of approximately $4,8M in 2053.